10 Ways To Improve Yourself While Broke: "I'm going to start off by being very honest, I'm currently broke. I was expecting to get a scholarship that I didn't get, went on a trip that I probably shouldn't have gone on, and bought a certain someone special a present I couldn't afford. That's $4k in the hole, and no regrets, but a bit of a mess to clean up after.
I'm proactively trying to get myself out of the hole before I start dental school next year (see update). Once I start, I'll be about $70K-$90K in the hole per year, so it won't really matter, but it matters now. My goal is to get my credit card paid off, save up a small emergency fund, and establish a few passive streams of income before school starts and I'm a slave with no spare time."